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Bowl of loaded baked potato soup topped with shredded cheddar cheese, crispy bacon, sour cream, and sliced green onions.

Loaded Baked Potato Soup

This loaded baked potato soup is rich, creamy, and packed with classic baked potato flavors. Made with tender potatoes, cheddar cheese, bacon, and sour cream, it comes together in one pot for an easy, comforting meal. Perfect for cozy dinners and leftovers.
Prep Time 20 minutes
Cook Time 57 minutes
Total Time 1 hour 17 minutes
Servings: 8
Course: Soup
Cuisine: American

Ingredients
  

  • 4 large russet potatoes about 3 pounds
  • 8 slices thick-cut bacon diced
  • 1 small yellow onion finely diced
  • 3 cloves garlic minced
  • ¼ cup unsalted butter
  • 3 tablespoons all-purpose flour
  • 3½ cups low-sodium chicken broth
  • 2-3/4 cups whole milk warmed
  • 1/4 cup heavy whipping cream
  • 1½ cups freshly shredded sharp cheddar cheese
  • ½ cup sour cream room temperature
  • ½ teaspoon kosher salt adjust to taste
  • ½ teaspoon freshly ground black pepper
  • ¼ teaspoon smoked paprika optional
For topping (loaded style):
  • Reserved crispy bacon
  • ½ cup shredded cheddar
  • Sour cream
  • Thinly sliced green onions or chives

Method
 

Bake the Potatoes
  1. Preheat oven to 400°F. Scrub and dry potatoes. Pierce several times with a fork and bake directly on the oven rack 50–60 minutes, until fork-tender. Cool slightly.
  2. Peel if desired (leaving some skin adds texture). Roughly chop into bite-size pieces, lightly mashing about one-third for thickness.
Cook the Bacon
  1. In a large Dutch oven over medium heat, cook diced bacon until crisp. Remove with a slotted spoon and reserve for topping. Leave about 2 tablespoons of bacon fat in the pot.
Build the Base
  1. Add onion to the bacon fat and cook 4–5 minutes until softened.
  2. Add garlic and cook 30 seconds.
  3. Stir in butter. Once melted, sprinkle in flour and whisk constantly for 1–2 minutes to form a light roux.
Add Liquids
  1. Slowly whisk in warm milk and chicken broth, preventing lumps.
  2. Bring to a gentle simmer and cook 5–7 minutes, until slightly thickened.
  3. Stir in heavy whipping cream.
Add Potatoes
  1. Fold in chopped potatoes. Simmer 10–15 minutes, stirring occasionally.
  2. Lightly mash further if a thicker consistency is desired.
Finish
  1. Reduce heat to low. Stir in 1½ cups cheddar until melted.
  2. Remove from heat and stir in sour cream, salt, pepper, and smoked paprika.
  3. Taste and adjust seasoning.
Do not boil after adding cheese and sour cream.
  4. Serve hot, topped with reserved bacon, cheddar, sour cream, and green onions.

Notes

  • Warm milk prevents clumping when added to the roux.
  • Add cheese off heat to prevent separation.
  • Adjust salt after cheese is fully incorporated.
  • Not ideal for freezing.